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HDFC Shoppers Stop credit card

HDFC Bank

HDFC Shoppers Stop Credit Card

Rewards at Shoppers Stop stores

₹299/yr annual fee

RuPay

By FinWiz24 Research Desk · Reviewed by FinWiz24 Research Desk · How we review

Annual fee

₹299/yr

Reward rate

Not published

Min. income

₹2,40,000

Forex markup

Not published

Lounge access

None

Eligibility

₹2.40 lakh/yr

Reward cap

Capping of Rs 1,000 per month (issuer wording)

Welcome benefit

Earn Rs 500 on a single purchase of Rs 15,000+ at Shoppers Stop on Fri-Sun, capped once a month and 5 times a year

Shoppers Stop HDFC Bank Credit Card earns 3% reward points at Shoppers Stop, 1% elsewhere, charges Rs 299 a year and waives 1% fuel surcharge up to Rs 250.

Who is this for

  • Online shopper
  • Rewards optimiser

What we like

  • Silver Edge membership
  • Weekend shopping benefit

Issuer

Bank

HDFC Bank

Private sector bank

All HDFC Bank cards →

Headquarters

Mumbai, Maharashtra

Established 1994

Toll-free

1800-202-6161

Customer care: 1860-267-6161

Website

www.hdfcbank.com

Network

RuPay

See all cards on this network

Fees and charges

Fee Amount Waiver
Joining fee ₹299 Not waivable
Annual fee ₹299 Not waivable
Renewal fee ₹299 Not waivable
Fuel surcharge 1% 1% fuel surcharge waiver on Rs 400-5,000 transactions, max Rs 250 per statement cycle

Rewards

Spend category Rate Cap Redemption
All spends Earn 1% reward points on every non-Shoppers Stop spend Capping of Rs 1,000 per month (issuer wording) 1 RP = Rs 1 on Shoppers Stop vouchers; Rs 0.25 catalogue/air-miles; Rs 0.20 cashback
SHOPPING Earn 3% reward points on every Shoppers Stop spend Capping of Rs 500 per month (issuer wording) 1 RP = Rs 1 against Shoppers Stop vouchers

Benefits

  • Silver Edge membership Highlight

    Complimentary Shoppers Stop Silver Edge loyalty membership worth Rs 350

  • Weekend shopping benefit Highlight

    Earn Rs 500 on a single purchase of Rs 15,000+ at Shoppers Stop on Fri-Sun, capped once a month and 5 times a year

  • Welcome voucher

    Rs 500 Shoppers Stop voucher on activation, redeemable in-store with card payment

  • Fuel surcharge waiver

    1% fuel surcharge waiver across all Indian fuel stations on Rs 400-5,000 transactions, up to Rs 250 per statement cycle

Eligibility

Age
21–65 years
Min. income
₹2,40,000
Documents
Salaried Indians 21-60 with net monthly income above Rs 20,000; self-employed 21-65 with ITR above Rs 6 lakh.

Read the full application walkthrough: HDFC Shoppers Stop Credit Card apply guide.

Fees and charges

  • Joining fee: Rs 299
  • Annual fee: Rs 299 — No spend-based waiver published on the issuer fee page
  • Renewal fee: Rs 299
  • Fuel surcharge: 1% — 1% fuel surcharge waiver on Rs 400-5,000 transactions, max Rs 250 per statement cycle

Rewards

  • ALL: Earn 1% reward points on every non-Shoppers Stop spend (Cap: Capping of Rs 1,000 per month (issuer wording)) Redemption: 1 RP = Rs 1 on Shoppers Stop vouchers; Rs 0.25 catalogue/air-miles; Rs 0.20 cashback.
  • SHOPPING: Earn 3% reward points on every Shoppers Stop spend (Cap: Capping of Rs 500 per month (issuer wording)) Redemption: 1 RP = Rs 1 against Shoppers Stop vouchers.

Benefits

  • Silver Edge membership: Complimentary Shoppers Stop Silver Edge loyalty membership worth Rs 350
  • Weekend shopping benefit: Earn Rs 500 on a single purchase of Rs 15,000+ at Shoppers Stop on Fri-Sun, capped once a month and 5 times a year
  • Welcome voucher: Rs 500 Shoppers Stop voucher on activation, redeemable in-store with card payment
  • Fuel surcharge waiver: 1% fuel surcharge waiver across all Indian fuel stations on Rs 400-5,000 transactions, up to Rs 250 per statement cycle

Eligibility

  • Minimum income: Rs 2,40,000 per annum
  • Age: 21-65 years Salaried Indians 21-60 with net monthly income above Rs 20,000; self-employed 21-65 with ITR above Rs 6 lakh.

Terms last reviewed 3 Sept 2026 against issuer-published schedules.

Issuer: HDFC Bank. FinWiz24 may earn a commission from application links; scoring is unaffected — see our affiliate disclosure.

Step-by-step application guide: Read the HDFC Shoppers Stop Credit Card apply walkthrough →

Apply for HDFC Shoppers Stop Credit Card

Last reviewed · How we review

FinWiz24 may earn a commission from issuer links. Our editorial process is independent and unbiased.

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Cards with similar benefits, rewards, or eligibility requirements.

Frequently asked questions

Is the HDFC Shoppers Stop Credit Card worth it?
HDFC Shoppers Stop Credit Card is a credit card issued by HDFC Bank. Whether it is worth it depends on your monthly spend pattern and whether the annual fee (if any) is waivable. Compare the fee and reward rate on this page against your expected annual spend to make an informed decision.

What is the annual fee for the HDFC Shoppers Stop Credit Card?
HDFC Shoppers Stop Credit Card charges ₹299 as the annual fee. Most issuers waive it on minimum annual spends — check the fee tile on this page for the waiver condition.

How does the HDFC Shoppers Stop Credit Card reward rate work?
HDFC Shoppers Stop Credit Card earns structured rewards that vary by spend category. Check the rewards tile on this page for the full multiplier schedule.
Show 3 more questions

What are the eligibility requirements for the HDFC Shoppers Stop Credit Card?
To qualify for HDFC Shoppers Stop Credit Card, you typically need: minimum annual income ₹2,40,000. The eligibility tile on this page has the full published criteria.

Does the HDFC Shoppers Stop Credit Card offer airport lounge access?
HDFC Shoppers Stop Credit Card does not publish complimentary airport lounge access as a benefit.

What is the forex markup on the HDFC Shoppers Stop Credit Card?
Forex markup details for HDFC Shoppers Stop Credit Card are not published on FinWiz24.

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