HDFC Bank
HDFC Shoppers Stop Credit Card
Rewards at Shoppers Stop stores
₹299/yr annual fee
By FinWiz24 Research Desk · Last reviewed · How we review
FinWiz24 Research Desk
Verified independently against issuer Terms & Conditions
Editorial Team
Annual fee
₹299/yr
Reward rate
Not published
Min. income
₹2,40,000
Forex markup
Not published
Lounge access
None
Eligibility
₹2.40 lakh/yr
Reward cap
Capping of Rs 1,000 per month (issuer wording)
Welcome benefit
Earn Rs 500 on a single purchase of Rs 15,000+ at Shoppers Stop on Fri-Sun, capped once a month and 5 times a year
Shoppers Stop HDFC Bank Credit Card earns 3% reward points at Shoppers Stop, 1% elsewhere, charges Rs 299 a year and waives 1% fuel surcharge up to Rs 250.
Who is this for
- Online shopper
- Rewards optimiser
What we like
- Silver Edge membership
- Weekend shopping benefit
Issuer
Headquarters
Mumbai, Maharashtra
Established 1994
Website
www.hdfcbank.comFees and charges
| Fee | Amount | Waiver |
|---|---|---|
| Joining fee | ₹299 | Not waivable |
| Annual fee | ₹299 | Not waivable |
| Renewal fee | ₹299 | Not waivable |
| Fuel surcharge | 1% | 1% fuel surcharge waiver on Rs 400-5,000 transactions, max Rs 250 per statement cycle |
Rewards
| Spend category | Rate | Cap | Redemption |
|---|---|---|---|
| All spends | Earn 1% reward points on every non-Shoppers Stop spend | Capping of Rs 1,000 per month (issuer wording) | 1 RP = Rs 1 on Shoppers Stop vouchers; Rs 0.25 catalogue/air-miles; Rs 0.20 cashback |
| SHOPPING | Earn 3% reward points on every Shoppers Stop spend | Capping of Rs 500 per month (issuer wording) | 1 RP = Rs 1 against Shoppers Stop vouchers |
Benefits
-
Silver Edge membership Highlight
Complimentary Shoppers Stop Silver Edge loyalty membership worth Rs 350
-
Weekend shopping benefit Highlight
Earn Rs 500 on a single purchase of Rs 15,000+ at Shoppers Stop on Fri-Sun, capped once a month and 5 times a year
-
Welcome voucher
Rs 500 Shoppers Stop voucher on activation, redeemable in-store with card payment
-
Fuel surcharge waiver
1% fuel surcharge waiver across all Indian fuel stations on Rs 400-5,000 transactions, up to Rs 250 per statement cycle
Eligibility
- Age
- 21–65 years
- Min. income
- ₹2,40,000
- Documents
- Salaried Indians 21-60 with net monthly income above Rs 20,000; self-employed 21-65 with ITR above Rs 6 lakh.
Read the full application walkthrough: HDFC Shoppers Stop Credit Card apply guide.
Fees and charges
- Joining fee: Rs 299
- Annual fee: Rs 299 — No spend-based waiver published on the issuer fee page
- Renewal fee: Rs 299
- Fuel surcharge: 1% — 1% fuel surcharge waiver on Rs 400-5,000 transactions, max Rs 250 per statement cycle
Rewards
- ALL: Earn 1% reward points on every non-Shoppers Stop spend (Cap: Capping of Rs 1,000 per month (issuer wording)) Redemption: 1 RP = Rs 1 on Shoppers Stop vouchers; Rs 0.25 catalogue/air-miles; Rs 0.20 cashback.
- SHOPPING: Earn 3% reward points on every Shoppers Stop spend (Cap: Capping of Rs 500 per month (issuer wording)) Redemption: 1 RP = Rs 1 against Shoppers Stop vouchers.
Benefits
- Silver Edge membership: Complimentary Shoppers Stop Silver Edge loyalty membership worth Rs 350
- Weekend shopping benefit: Earn Rs 500 on a single purchase of Rs 15,000+ at Shoppers Stop on Fri-Sun, capped once a month and 5 times a year
- Welcome voucher: Rs 500 Shoppers Stop voucher on activation, redeemable in-store with card payment
- Fuel surcharge waiver: 1% fuel surcharge waiver across all Indian fuel stations on Rs 400-5,000 transactions, up to Rs 250 per statement cycle
Eligibility
- Minimum income: Rs 2,40,000 per annum
- Age: 21-65 years Salaried Indians 21-60 with net monthly income above Rs 20,000; self-employed 21-65 with ITR above Rs 6 lakh.
Terms last reviewed 3 Sept 2026 against issuer-published schedules.
Issuer: HDFC Bank. FinWiz24 may earn a commission from application links; scoring is unaffected — see our affiliate disclosure.
Step-by-step application guide: Read the HDFC Shoppers Stop Credit Card apply walkthrough →
Apply for HDFC Shoppers Stop Credit Card
Last reviewed · How we review
FinWiz24 may earn a commission from issuer links. Our editorial process is independent and unbiased.
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Frequently asked questions
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Does the HDFC Shoppers Stop Credit Card offer airport lounge access?
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