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Kotak Corporate Gold Credit Card

Best for small business, corporate expenses

₹750/yr annual fee

Visa

By FinWiz24 Research Desk · Last reviewed · How we review

FinWiz24 Research Desk

FinWiz24 Research Desk

Verified independently against issuer Terms & Conditions

Editorial Team

Annual fee

₹750/yr

Reward rate

Not published

Min. income

₹1,50,000

Forex markup

Not published

Lounge access

None

Eligibility

₹1.50 lakh/yr · CIBIL 680+

Reward cap

₹1,000/month

Welcome benefit

None beyond the reward rate

Who is this for

  • Small business owner
  • Corporate employee

What we like

  • 1.5% on corporate expenses
  • Low annual fee

Watch out for

  • Limited lounge access

Fees and charges

Fee Amount Waiver
Joining fee ₹750 Not waivable
Annual fee ₹750 Not waivable
Late payment ₹500 Not waivable

Rewards

Spend category Rate Cap Redemption
CORPORATE 1.50 ₹1,000/month 1.00
All spends 1.00 No cap 1.00

Benefits

  • Corporate expense benefits Highlight

    1.5% cashback on corporate expenses

  • Fuel surcharge waiver

    1% waiver on fuel transactions Rs 500-3,000

Eligibility

Age
21–65 years
Min. income
₹1,50,000
Min. credit score
680+
Score note
Stable credit history
Employment
salaried, self-employed
Documents
PAN, Company ID, business proof

Kotak Corporate Gold Credit Card is a VISA credit card from Kotak Mahindra Bank. It is best suited for small business, corporate expenses.

Fees and rewards

  • Annual fee: Rs 750
  • Joining fee: Rs 750
  • Rewards: 1.5% on corporate expenses; 1% on all other purchases

Eligibility

PAN, Company ID, business proof

Card data compiled from issuer published fee schedules. Status: active.

Apply for Kotak Corporate Gold Credit Card

Last reviewed · How we review

FinWiz24 may earn a commission from issuer links. Our editorial process is independent and unbiased.

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Cards with similar benefits, rewards, or eligibility requirements.

Frequently asked questions

Is the Kotak Corporate Gold Credit Card worth it?
Kotak Corporate Gold Credit Card is a credit card issued by its bank. Whether it is worth it depends on your monthly spend pattern and whether the annual fee (if any) is waivable. Compare the fee and reward rate on this page against your expected annual spend to make an informed decision.

What is the annual fee for the Kotak Corporate Gold Credit Card?
Kotak Corporate Gold Credit Card charges ₹750 as the annual fee. Most issuers waive it on minimum annual spends — check the fee tile on this page for the waiver condition.

How does the Kotak Corporate Gold Credit Card reward rate work?
Kotak Corporate Gold Credit Card earns structured rewards that vary by spend category. Check the rewards tile on this page for the full multiplier schedule.

What are the eligibility requirements for the Kotak Corporate Gold Credit Card?
To qualify for Kotak Corporate Gold Credit Card, you typically need: minimum annual income ₹1,50,000; CIBIL score of 680+; salaried / self-employed only. The eligibility tile on this page has the full published criteria.

Does the Kotak Corporate Gold Credit Card offer airport lounge access?
Kotak Corporate Gold Credit Card does not publish complimentary airport lounge access as a benefit.

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Disclaimer: Card details are based on publicly available issuer schedule of charges. Eligibility and approval are at the issuer’s sole discretion. FinWiz24 does not guarantee card approval or specific terms. Always read the issuer’s terms and conditions before applying.

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