RBL Bank
RBL Bank MoCash Credit Card
Best for mobile payments, digital users
₹500/yr annual fee
By FinWiz24 Research Desk · Last reviewed · How we review
FinWiz24 Research Desk
Verified independently against issuer Terms & Conditions
Editorial Team
Annual fee
₹500/yr
Reward rate
Not published
Min. income
₹1,00,000
Forex markup
Not published
Lounge access
None
Eligibility
₹1 lakh/yr · CIBIL 600+
Reward cap
₹300/month
Welcome benefit
None beyond the reward rate
Who is this for
- Digital user
- Mobile payment enthusiast
What we like
- 2% on mobile payments
- Easy eligibility
Watch out for
- Rs 500 late-payment fee
Issuer
Fees and charges
| Fee | Amount | Waiver |
|---|---|---|
| Joining fee | ₹500 | Not waivable |
| Annual fee | ₹500 | Waived on Rs 1 lakh annual spend |
| Late payment | ₹500 | Not waivable |
Rewards
| Spend category | Rate | Cap | Redemption |
|---|---|---|---|
| MOBILE | 2.00 | ₹300/month | 1.00 |
| All spends | 1.00 | No cap | 1.00 |
Benefits
-
Mobile payment benefits Highlight
Enhanced cashback on mobile payments and UPI
-
Easy digital onboarding
Quick and easy digital application process
-
Fuel surcharge waiver
1% waiver on fuel transactions Rs 500-3,000
Eligibility
- Age
- 18–70 years
- Min. income
- ₹1,00,000
- Min. credit score
- 600+
- Score note
- Entry-level credit history
- Employment
- Salaried, self-employed
- Documents
- PAN, Aadhaar, salary slips / ITR
RBL Bank MoCash Credit Card is a VISA credit card from RBL Bank. It is best suited for mobile payments, digital users.
Fees and rewards
- Annual fee: Rs 500
- Joining fee: Rs 500
- Rewards: 2% on mobile/UPI payments; 1% on all other purchases
Eligibility
PAN, Aadhaar, salary slips / ITR
Card data compiled from issuer published fee schedules. Status: active.
Apply for RBL Bank MoCash Credit Card
Last reviewed · How we review
FinWiz24 may earn a commission from issuer links. Our editorial process is independent and unbiased.
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Frequently asked questions
Is the RBL Bank MoCash Credit Card worth it?
What is the annual fee for the RBL Bank MoCash Credit Card?
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Does the RBL Bank MoCash Credit Card offer airport lounge access?
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Disclaimer: Card details are based on publicly available issuer schedule of charges. Eligibility and approval are at the issuer’s sole discretion. FinWiz24 does not guarantee card approval or specific terms. Always read the issuer’s terms and conditions before applying.
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