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RBL Bank

RBL Bank Platinum Edge Credit Card

Best for entry-level platinum cardholders

₹750/yr annual fee · 2x rewards

Visa

By FinWiz24 Research Desk · Last reviewed · How we review

FinWiz24 Research Desk

FinWiz24 Research Desk

Verified independently against issuer Terms & Conditions

Editorial Team

Annual fee

₹750/yr

Reward rate

2x

Min. income

₹2,00,000

Forex markup

Not published

Lounge access

None

Eligibility

₹2 lakh/yr · CIBIL 650+

Reward cap

No published cap

Welcome benefit

None beyond the reward rate

Who is this for

  • Entry-level user
  • First-time cardholder

What we like

  • 2X universal rewards
  • Rs 750 annual fee

Watch out for

  • Modest reward rate

Issuer

Bank

RBL Bank

Private sector bank

All RBL Bank cards →

Headquarters

Mumbai, Maharashtra

Established 1943

Toll-free

1800-121-9050

Website

www.rblbank.com

Network

Visa

See all cards on this network

Fees and charges

Fee Amount Waiver
Joining fee ₹750 Not waivable
Annual fee ₹750 Waived on Rs. 1 lakh annual spend

Rewards

Spend category Rate Cap Redemption
All spends 2.00 — 0.25

Benefits

  • Universal rewards Highlight

    2 Reward Points per Rs. 100 on all spends

  • Fuel surcharge waiver

    1% fuel surcharge waiver

Eligibility

Age
21–60 years
Min. income
₹2,00,000
Min. credit score
650+
Score note
Stable income
Employment
Salaried, self-employed
Documents
PAN, Aadhaar, latest salary slips / ITR, address proof

RBL Bank Platinum Edge Credit Card is a Visa entry-level platinum card from RBL Bank offering 2X rewards on all spends.

Fees and rewards

  • Annual fee: Rs 750 (waived on Rs. 1 lakh annual spend)
  • Joining fee: Rs 750
  • Rewards: 2X on all spends

Eligibility

PAN, Aadhaar, latest salary slips / ITR, address proof

Card data compiled from paisabazaar.com listings. Status: active.

Apply for RBL Bank Platinum Edge Credit Card

Last reviewed · How we review

FinWiz24 may earn a commission from issuer links. Our editorial process is independent and unbiased.

Check your eligibility → Compare this card →

Cards with similar benefits, rewards, or eligibility requirements.

Frequently asked questions

Is the RBL Bank Platinum Edge Credit Card worth it?
RBL Bank Platinum Edge Credit Card is a credit card issued by RBL Bank. Whether it is worth it depends on your monthly spend pattern and whether the annual fee (if any) is waivable. Compare the fee and reward rate on this page against your expected annual spend to make an informed decision.

What is the annual fee for the RBL Bank Platinum Edge Credit Card?
RBL Bank Platinum Edge Credit Card charges ₹750 as the annual fee. Most issuers waive it on minimum annual spends — check the fee tile on this page for the waiver condition.

How does the RBL Bank Platinum Edge Credit Card reward rate work?
RBL Bank Platinum Edge Credit Card earns 2x base reward rate on all spends. Each card's rewards tile on this page shows the category-wise multipliers and any monthly or yearly caps.

What are the eligibility requirements for the RBL Bank Platinum Edge Credit Card?
To qualify for RBL Bank Platinum Edge Credit Card, you typically need: minimum annual income ₹2,00,000; CIBIL score of 650+; Salaried / self-employed only. The eligibility tile on this page has the full published criteria.

Does the RBL Bank Platinum Edge Credit Card offer airport lounge access?
RBL Bank Platinum Edge Credit Card does not publish complimentary airport lounge access as a benefit.

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Disclaimer: Card details are based on publicly available issuer schedule of charges. Eligibility and approval are at the issuer’s sole discretion. FinWiz24 does not guarantee card approval or specific terms. Always read the issuer’s terms and conditions before applying.

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