State Bank of India
Doctors IMA SBI Card
Best for doctors, medical professionals
₹1,500/yr annual fee
By FinWiz24 Research Desk · Last reviewed · How we review
FinWiz24 Research Desk
Verified independently against issuer Terms & Conditions
Editorial Team
Annual fee
₹1,500/yr
Reward rate
Not published
Min. income
₹3,00,000
Forex markup
Not published
Lounge access
Domestic only
Eligibility
₹3 lakh/yr · CIBIL 700+
Reward cap
₹1,000/month
Welcome benefit
IMA benefits and medical professional discounts
Who is this for
- Doctor
- Medical professional
What we like
- 5% cashback on healthcare spends
- IMA membership benefits
Watch out for
- Rs 750 late-payment fee
Issuer
Fees and charges
| Fee | Amount | Waiver |
|---|---|---|
| Joining fee | ₹1,500 | Not waivable |
| Annual fee | ₹1,500 | Waived on Rs 5 lakh annual spend |
| Late payment | ₹750 | Not waivable |
| Fuel surcharge | 1% | 1% surcharge waived on fuel Rs 500-3,000 |
Rewards
| Spend category | Rate | Cap | Redemption |
|---|---|---|---|
| HEALTHCARE | 5.00 | ₹1,000/month | 1.00 |
| All spends | 1.00 | No cap | 1.00 |
Benefits
-
Domestic lounge access Highlight
Complimentary domestic airport lounge access
-
Milestone benefits Highlight
IMA benefits and medical professional discounts
-
Fuel surcharge waiver
1% waiver on fuel transactions Rs 500-3,000
Eligibility
- Age
- 21–65 years
- Min. income
- ₹3,00,000
- Min. credit score
- 700+
- Score note
- Good credit score
- Employment
- Salaried, self-employed
- Documents
- PAN, Aadhaar, salary slips / ITR, medical registration
Doctors IMA SBI Card is a VISA credit card from State Bank of India. It is best suited for doctors, medical professionals.
Fees and rewards
- Annual fee: Rs 1,500
- Joining fee: Rs 1,500
- Rewards: 5% cashback on healthcare spends; 1% on all other spends
Eligibility
PAN, Aadhaar, salary slips / ITR, medical registration
Card data compiled from issuer published fee schedules. Status: active.
Apply for Doctors IMA SBI Card
Last reviewed · How we review
FinWiz24 may earn a commission from issuer links. Our editorial process is independent and unbiased.
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Frequently asked questions
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