State Bank of India
Paytm SBI Card
Best for online shopping, Paytm
₹500/yr annual fee
By FinWiz24 Research Desk · Last reviewed · How we review
FinWiz24 Research Desk
Verified independently against issuer Terms & Conditions
Editorial Team
Annual fee
₹500/yr
Reward rate
Not published
Min. income
₹1,50,000
Forex markup
Not published
Lounge access
Domestic only
Eligibility
₹1.50 lakh/yr · CIBIL 650+
Reward cap
₹500/month
Welcome benefit
Paytm cashback offers
Who is this for
- Online shopper
- Paytm user
What we like
- 5% cashback on Paytm transactions
- Fuel surcharge waiver
Watch out for
- Rs 500 late-payment fee
Issuer
Fees and charges
| Fee | Amount | Waiver |
|---|---|---|
| Joining fee | ₹500 | Not waivable |
| Annual fee | ₹500 | Waived on Rs 2 lakh annual spend |
| Late payment | ₹500 | Not waivable |
| Fuel surcharge | 1% | 1% surcharge waived on fuel Rs 500-3,000 |
Rewards
| Spend category | Rate | Cap | Redemption |
|---|---|---|---|
| ONLINE | 5.00 | ₹500/month | 1.00 |
| All spends | 1.00 | No cap | 1.00 |
Benefits
-
Domestic lounge access
None
-
Milestone benefits Highlight
Paytm cashback offers
-
Fuel surcharge waiver
1% waiver on fuel transactions Rs 500-3,000
Eligibility
- Age
- 18–70 years
- Min. income
- ₹1,50,000
- Min. credit score
- 650+
- Score note
- Stable income
- Employment
- Salaried, self-employed
- Documents
- PAN, Aadhaar, salary slips / ITR
Paytm SBI Card is a VISA credit card from State Bank of India. It is best suited for online shopping, Paytm.
Fees and rewards
- Annual fee: Rs 500
- Joining fee: Rs 500
- Rewards: 5% cashback on Paytm transactions; 1% on all other spends
Eligibility
PAN, Aadhaar, salary slips / ITR
Card data compiled from issuer published fee schedules. Status: active.
Last reviewed · How we review
FinWiz24 may earn a commission from issuer links. Our editorial process is independent and unbiased.
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Frequently asked questions
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What are the eligibility requirements for the Paytm SBI Card?
Does the Paytm SBI Card offer airport lounge access?
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