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State Bank of India

Shaurya Select SBI Card

Best for defence personnel, premium

₹1,500/yr annual fee

By FinWiz24 Research Desk · Last reviewed · How we review

FinWiz24 Research Desk

FinWiz24 Research Desk

Verified independently against issuer Terms & Conditions

Editorial Team

Annual fee

₹1,500/yr

Reward rate

Not published

Min. income

₹3,00,000

Forex markup

Not published

Lounge access

Domestic only

Eligibility

₹3 lakh/yr · CIBIL 700+

Reward cap

₹1,000/month

Welcome benefit

Defence personnel benefits and concessions

Who is this for

  • Defence personnel
  • Military veteran

What we like

  • 2% cashback on all spends
  • Defence-specific benefits

Watch out for

  • Rs 750 late-payment fee

Issuer

Bank

State Bank of India

Public sector bank

All State Bank of India cards →

Headquarters

Mumbai, Maharashtra

Established 1955

Toll-free

1800-11-2211

Network

Visa

See all cards on this network

Fees and charges

Fee Amount Waiver
Joining fee ₹1,500 Not waivable
Annual fee ₹1,500 Waived on Rs 5 lakh annual spend
Late payment ₹750 Not waivable
Fuel surcharge 1% 1% surcharge waived on fuel Rs 500-3,000

Rewards

Spend category Rate Cap Redemption
All spends 2.00 ₹1,000/month 1.00
FUEL 5.00 ₹500/month 1.00

Benefits

  • Domestic lounge access Highlight

    Complimentary domestic airport lounge access

  • Milestone benefits Highlight

    Defence personnel benefits and concessions

  • Fuel surcharge waiver Highlight

    1% waiver on fuel transactions Rs 500-3,000

Eligibility

Age
21–65 years
Min. income
₹3,00,000
Min. credit score
700+
Score note
Good credit score
Employment
Salaried, defence
Documents
PAN, Aadhaar, salary slips / ITR, service ID

Shaurya Select SBI Card is a VISA credit card from State Bank of India. It is best suited for defence personnel, premium.

Fees and rewards

  • Annual fee: Rs 1,500
  • Joining fee: Rs 1,500
  • Rewards: 2% cashback on all spends; 5% on fuel

Eligibility

PAN, Aadhaar, salary slips / ITR, service ID

Card data compiled from issuer published fee schedules. Status: active.

Apply for Shaurya Select SBI Card

Last reviewed · How we review

FinWiz24 may earn a commission from issuer links. Our editorial process is independent and unbiased.

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Cards with similar benefits, rewards, or eligibility requirements.

Frequently asked questions

Is the Shaurya Select SBI Card worth it?

Shaurya Select SBI Card is a credit card issued by State Bank of India. Whether it is worth it depends on your monthly spend pattern and whether the annual fee (if any) is waivable. Compare the fee and reward rate on this page against your expected annual spend to make an informed decision.

What is the annual fee for the Shaurya Select SBI Card?

Shaurya Select SBI Card charges ₹1,500 as the annual fee. Most issuers waive it on minimum annual spends — check the fee tile on this page for the waiver condition.

How does the Shaurya Select SBI Card reward rate work?

Shaurya Select SBI Card earns structured rewards that vary by spend category. Check the rewards tile on this page for the full multiplier schedule.

What are the eligibility requirements for the Shaurya Select SBI Card?

To qualify for Shaurya Select SBI Card, you typically need: minimum annual income ₹3,00,000; CIBIL score of 700+; Salaried / defence only. The eligibility tile on this page has the full published criteria.

Does the Shaurya Select SBI Card offer airport lounge access?

Complimentary domestic airport lounge access

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Disclaimer: Card details are based on publicly available issuer schedule of charges. Eligibility and approval are at the issuer’s sole discretion. FinWiz24 does not guarantee card approval or specific terms. Always read the issuer’s terms and conditions before applying.

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