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Union Bank of India

Union Bank Diners Club Credit Card

Best for premium travelers, Diners network

₹2,500/yr annual fee

Diners Club

By FinWiz24 Research Desk · Last reviewed · How we review

FinWiz24 Research Desk

FinWiz24 Research Desk

Verified independently against issuer Terms & Conditions

Editorial Team

Annual fee

₹2,500/yr

Reward rate

Not published

Min. income

₹5,00,000

Forex markup

Not published

Lounge access

Yes

Eligibility

₹5 lakh/yr · CIBIL 750+

Reward cap

₹4,000/month

Welcome benefit

None beyond the reward rate

Who is this for

  • Premium traveler
  • Diners Club member

What we like

  • 2% on everything
  • 5% on travel
  • International lounge access

Watch out for

  • Rs 2,500 annual fee

Issuer

Bank

Union Bank of India

Public sector bank

All Union Bank of India cards →

Headquarters

Mumbai, Maharashtra

Established 1919

Toll-free

1800-222-244

Website

www.unionbankofindia.co.in

Network

Diners Club

See all cards on this network

Fees and charges

Fee Amount Waiver
Joining fee ₹2,500 Not waivable
Annual fee ₹2,500 Waived on Rs 8 lakh annual spend
Late payment ₹750 Not waivable

Rewards

Spend category Rate Cap Redemption
All spends 2.00 ₹4,000/month 1.00
TRAVEL 5.00 ₹1,500/month 1.00

Benefits

  • Diners Club benefits Highlight

    2% cashback on all purchases

  • Travel cashback Highlight

    5% cashback on travel bookings

  • Lounge access Highlight

    Complimentary domestic and international airport lounge access

  • Premium concierge

    24/7 premium concierge service

Eligibility

Age
25–60 years
Min. income
₹5,00,000
Min. credit score
750+
Score note
Good credit history
Employment
Salaried, self-employed
Documents
PAN, Aadhaar, salary slips / ITR

Union Bank Diners Club Credit Card is a DINERS credit card from Union Bank of India. It is best suited for premium travelers, Diners network.

Fees and rewards

  • Annual fee: Rs 2,500
  • Joining fee: Rs 2,500
  • Rewards: 2% cashback on all purchases; 5% on travel

Eligibility

PAN, Aadhaar, salary slips / ITR

Card data compiled from issuer published fee schedules. Status: active.

Apply for Union Bank Diners Club Credit Card

Last reviewed · How we review

FinWiz24 may earn a commission from issuer links. Our editorial process is independent and unbiased.

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Cards with similar benefits, rewards, or eligibility requirements.

Frequently asked questions

Is the Union Bank Diners Club Credit Card worth it?
Union Bank Diners Club Credit Card is a credit card issued by Union Bank of India. Whether it is worth it depends on your monthly spend pattern and whether the annual fee (if any) is waivable. Compare the fee and reward rate on this page against your expected annual spend to make an informed decision.

What is the annual fee for the Union Bank Diners Club Credit Card?
Union Bank Diners Club Credit Card charges ₹2,500 as the annual fee. Most issuers waive it on minimum annual spends — check the fee tile on this page for the waiver condition.

How does the Union Bank Diners Club Credit Card reward rate work?
Union Bank Diners Club Credit Card earns structured rewards that vary by spend category. Check the rewards tile on this page for the full multiplier schedule.

What are the eligibility requirements for the Union Bank Diners Club Credit Card?
To qualify for Union Bank Diners Club Credit Card, you typically need: minimum annual income ₹5,00,000; CIBIL score of 750+; Salaried / self-employed only. The eligibility tile on this page has the full published criteria.

Does the Union Bank Diners Club Credit Card offer airport lounge access?
Complimentary domestic and international airport lounge access

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Disclaimer: Card details are based on publicly available issuer schedule of charges. Eligibility and approval are at the issuer’s sole discretion. FinWiz24 does not guarantee card approval or specific terms. Always read the issuer’s terms and conditions before applying.

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