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Issuer

Union Bank of India

Public-sector issuer with accessible credit cards for retail and co-brand segments.

Data as of 21 September 2026

At a glance

Active cards
16
Tracked live
Lifetime-free
1
No annual fee, ever
Annual fee range
₹0–₹2,500
INR, per year
Reward rate
Varies
Base to top tier

About Union Bank of India

Union Bank of India is a public sector bank operating under RBI norms. Established 1919, We track 16 active credit cards on FinWiz24, with annual fees ranging ₹0 to ₹2,500+ across Diners Club, RuPay, Visa. 1 of 16 active cards are lifetime-free. The cards below are sorted alphabetically; each opens to a full review with the latest fees, rewards, eligibility, and the apply link to the issuer's official site.

Issuer details

Issuer type
Public sector bank
Headquarters
Mumbai, Maharashtra
Established
1919
RBI regulated
Yes

Portfolio mix

Customer support

Toll-free helpline
1800-222-244

Free from any Indian phone. Available 24×7 for card services, statements, and dispute reporting.

Customer care
1800-222-244

Standard calling rates apply. For fraud or lost-card blocking, call immediately and select card services.

Always call numbers published on the bank's official website to avoid phishing. Never share OTP, CVV, or PIN with anyone who calls you.

Union Bank of India credit cards

16 active cards on FinWiz24, sorted with featured cards first. Each card opens to a full review with fees, rewards, eligibility, and the apply CTA.

Frequently asked questions

How many credit cards does Union Bank of India offer in India?

Union Bank of India currently has 16 active cards on FinWiz24, plus 0 reference cards kept on the site for existing holders. The active lineup runs on Diners Club, RuPay, Visa, spanning entry-level to super-premium tiers.

What is Union Bank of India's toll-free customer care number?

Union Bank of India's published card-services helpline is 1800-222-244. Toll-free from any Indian phone. For fraud or lost-card reporting, call the same line and select the card-services menu — never share OTP, CVV, or PIN with anyone who calls you.

Are Union Bank of India credit cards lifetime-free?

Union Bank of India has 1 lifetime-free card on the active list. The remaining 15 cards charge an annual fee starting at ₹0, usually waivable on minimum annual spends.

What is the minimum income to qualify for a Union Bank of India credit card?

Union Bank of India cards span entry to super-premium — minimum income typically starts at ₹3–5 lakh per year for entry-tier cards and climbs to ₹25 lakh+ for the top tier. Self-employed applicants usually face a higher threshold. Each card's eligibility is published on its detail page.

Is Union Bank of India regulated by the RBI?

Union Bank of India was established in 1919. Union Bank of India operates under an RBI banking licence as a public sector bank and follows RBI's card-issuance, fair-practice, and data-protection norms.

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