Union Bank of India
Union Bank Exclusive Credit Card
Best for exclusive lifestyle
₹2,000/yr annual fee
By FinWiz24 Research Desk · Last reviewed · How we review
FinWiz24 Research Desk
Verified independently against issuer Terms & Conditions
Editorial Team
Annual fee
₹2,000/yr
Reward rate
Not published
Min. income
₹5,00,000
Forex markup
Not published
Lounge access
Yes
Eligibility
₹5 lakh/yr · CIBIL 750+
Reward cap
₹4,000/month
Welcome benefit
None beyond the reward rate
Who is this for
- Premium spender
- Lifestyle enthusiast
What we like
- 2% on everything
- 5% on travel
Watch out for
- Rs 2,000 annual fee
Issuer
Headquarters
Mumbai, Maharashtra
Established 1919
Toll-free
1800-222-244Website
www.unionbankofindia.co.inFees and charges
| Fee | Amount | Waiver |
|---|---|---|
| Joining fee | ₹2,000 | Not waivable |
| Annual fee | ₹2,000 | Waived on Rs 8 lakh annual spend |
| Late payment | ₹750 | Not waivable |
Rewards
| Spend category | Rate | Cap | Redemption |
|---|---|---|---|
| All spends | 2.00 | ₹4,000/month | 1.00 |
| TRAVEL | 5.00 | ₹1,500/month | 1.00 |
Benefits
-
Exclusive cashback Highlight
2% cashback on all purchases
-
Travel benefits Highlight
5% cashback on travel bookings
-
Lounge access
Complimentary domestic airport lounge access
-
Fuel surcharge waiver
1% waiver on fuel transactions Rs 500-3,000
Eligibility
- Age
- 21–65 years
- Min. income
- ₹5,00,000
- Min. credit score
- 750+
- Score note
- Good credit history
- Employment
- Salaried, self-employed
- Documents
- PAN, Aadhaar, salary slips / ITR
Union Bank Exclusive Credit Card is a VISA credit card from Union Bank of India. It is best suited for exclusive lifestyle.
Fees and rewards
- Annual fee: Rs 2,000
- Joining fee: Rs 2,000
- Rewards: 2% cashback on all purchases; 5% on travel
Eligibility
PAN, Aadhaar, salary slips / ITR
Card data compiled from issuer published fee schedules. Status: active.
Apply for Union Bank Exclusive Credit Card
Last reviewed · How we review
FinWiz24 may earn a commission from issuer links. Our editorial process is independent and unbiased.
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Frequently asked questions
Is the Union Bank Exclusive Credit Card worth it?
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Does the Union Bank Exclusive Credit Card offer airport lounge access?
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