Union Bank of India
Union Bank RuPay Platinum Credit Card
Best for domestic usage, cashback
₹500/yr annual fee
By FinWiz24 Research Desk · Last reviewed · How we review
FinWiz24 Research Desk
Verified independently against issuer Terms & Conditions
Editorial Team
Annual fee
₹500/yr
Reward rate
Not published
Min. income
₹1,50,000
Forex markup
Not published
Lounge access
Domestic only
Eligibility
₹1.50 lakh/yr · CIBIL 650+
Reward cap
No cap
Welcome benefit
Welcome benefit on activation
Who is this for
- Domestic traveler
- Cashback seeker
What we like
- Domestic lounge access
- Fuel cashback
Watch out for
- Low reward rate
Issuer
Headquarters
Mumbai, Maharashtra
Established 1919
Toll-free
1800-222-244Website
www.unionbankofindia.co.inFees and charges
| Fee | Amount | Waiver |
|---|---|---|
| Joining fee | ₹500 | Not waivable |
| Annual fee | ₹500 | Waived on Rs 2 lakh annual spend |
| Late payment | ₹500 | Not waivable |
| Fuel surcharge | 1% | 1% surcharge waived on fuel |
Rewards
| Spend category | Rate | Cap | Redemption |
|---|---|---|---|
| All spends | 1.00 | No cap | 1.00 |
| FUEL | 2.00 | ₹300/month | 1.00 |
Benefits
-
Domestic lounge access Highlight
Complimentary domestic airport lounge access
-
Milestone benefits Highlight
Welcome benefit on activation
-
Fuel surcharge waiver
1% waiver on fuel transactions
Eligibility
- Age
- 18–65 years
- Min. income
- ₹1,50,000
- Min. credit score
- 650+
- Score note
- Stable income
- Employment
- Salaried, self-employed
- Documents
- PAN, Aadhaar, income proof
Union Bank RuPay Platinum Credit Card is a Rupay credit card from Union Bank of India. It is best suited for domestic usage, cashback.
Fees and rewards
- Annual fee: Rs 500
- Joining fee: Rs 500
- Rewards: 1% cashback on all spends; 2% on fuel
Eligibility
PAN, Aadhaar, income proof
Card data compiled from issuer published fee schedules. Status: active.
Apply for Union Bank RuPay Platinum Credit Card
Last reviewed · How we review
FinWiz24 may earn a commission from issuer links. Our editorial process is independent and unbiased.
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Frequently asked questions
Is the Union Bank RuPay Platinum Credit Card worth it?
What is the annual fee for the Union Bank RuPay Platinum Credit Card?
How does the Union Bank RuPay Platinum Credit Card reward rate work?
What are the eligibility requirements for the Union Bank RuPay Platinum Credit Card?
Does the Union Bank RuPay Platinum Credit Card offer airport lounge access?
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