YES Bank
YES BANK SELECT Credit Card
Best for mid-tier users, lifestyle rewards
₹1,499/yr annual fee · 2x rewards
By FinWiz24 Research Desk · Last reviewed · How we review
FinWiz24 Research Desk
Verified independently against issuer Terms & Conditions
Editorial Team
Annual fee
₹1,499/yr
Reward rate
2x
Min. income
₹4,00,000
Forex markup
3.5%
Lounge access
None
Eligibility
₹4 lakh/yr · CIBIL 720+
Reward cap
₹1,000/month
Welcome benefit
None beyond the reward rate
Who is this for
- Lifestyle spender
- Mid-tier user
What we like
- 6x on dining
- 4x on travel
- Welcome vouchers
Watch out for
- Rs 1,499 annual fee
- Rs 1.5 lakh spend waiver threshold
Issuer
Fees and charges
| Fee | Amount | Waiver |
|---|---|---|
| Joining fee | ₹0 | Not waivable |
| Annual fee | ₹1,499 | Waived on Rs 1.5 lakh annual spend |
| Forex markup | 3.5% | Not waivable |
Rewards
| Spend category | Rate | Cap | Redemption |
|---|---|---|---|
| All spends | 2.00 | — | 0.25 |
| DINING | 6.00 | ₹1,000/month | 0.25 |
| TRAVEL | 4.00 | ₹1,000/month | 0.25 |
Benefits
-
Lifestyle rewards Highlight
6x YES Rewardz on dining; 4x on travel
-
Welcome vouchers Highlight
Welcome vouchers on joining
-
Fuel surcharge waiver
1% fuel surcharge waiver
Eligibility
- Age
- 21–60 years
- Min. income
- ₹4,00,000
- Min. credit score
- 720+
- Score note
- Good credit score preferred
- Employment
- Salaried, self-employed
- Documents
- PAN, Aadhaar, latest salary slips / ITR, bank statements, address proof
YES BANK SELECT Credit Card is a Visa mid-tier rewards card from YES Bank with 6x YES Rewardz on dining and 4x on travel.
Fees and rewards
- Annual fee: Rs 1,499 (waived on Rs 1.5 lakh annual spend)
- Joining fee: Nil
- Rewards: 2 YES Rewardz per Rs 100; 6x dining; 4x travel
Eligibility
PAN, Aadhaar, latest salary slips / ITR, bank statements, address proof
Card data compiled from issuer published fee schedules. Status: active.
Apply for YES BANK SELECT Credit Card
Last reviewed · How we review
FinWiz24 may earn a commission from issuer links. Our editorial process is independent and unbiased.
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Frequently asked questions
Is the YES BANK SELECT Credit Card worth it?
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Disclaimer: Card details are based on publicly available issuer schedule of charges. Eligibility and approval are at the issuer’s sole discretion. FinWiz24 does not guarantee card approval or specific terms. Always read the issuer’s terms and conditions before applying.
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