YES Bank
YES BANK Wellness Plus Credit Card
Best for wellness, healthcare, and lifestyle rewards
₹999/yr annual fee · 2x rewards
By FinWiz24 Research Desk · Last reviewed · How we review
FinWiz24 Research Desk
Verified independently against issuer Terms & Conditions
Editorial Team
Annual fee
₹999/yr
Reward rate
2x
Min. income
₹3,00,000
Forex markup
Not published
Lounge access
None
Eligibility
₹3 lakh/yr · CIBIL 700+
Reward cap
₹1,000/month
Welcome benefit
None beyond the reward rate
Who is this for
- Health-conscious
- Wellness enthusiast
What we like
- 5x on wellness and healthcare
- 3% on pharmacy
- Health insurance included
Watch out for
- Rs 999 annual fee
- Niche category focus
Issuer
Fees and charges
| Fee | Amount | Waiver |
|---|---|---|
| Joining fee | ₹0 | Not waivable |
| Annual fee | ₹999 | Waived on Rs 1 lakh annual spend |
Rewards
| Spend category | Rate | Cap | Redemption |
|---|---|---|---|
| WELLNESS | 5.00 | ₹1,000/month | 0.30 |
| PHARMACY | 3.00 | ₹500/month | 1.00 |
| All spends | 2.00 | — | 0.25 |
Benefits
-
Wellness rewards Highlight
5x YES Rewardz on wellness and healthcare spends
-
Pharmacy cashback Highlight
3% cashback on pharmacy spends
-
Health insurance
Complimentary health insurance cover
Eligibility
- Age
- 21–60 years
- Min. income
- ₹3,00,000
- Min. credit score
- 700+
- Score note
- Stable income with decent credit
- Employment
- Salaried, self-employed
- Documents
- PAN, Aadhaar, latest salary slips / ITR, address proof
YES BANK Wellness Plus Credit Card is a Visa wellness-focused rewards card from YES Bank with 5x YES Rewardz on healthcare and 3% cashback on pharmacy spends.
Fees and rewards
- Annual fee: Rs 999 (waived on Rs 1 lakh annual spend)
- Joining fee: Nil
- Rewards: 5x on wellness/healthcare; 3% on pharmacy; 2x on other spends
Eligibility
PAN, Aadhaar, latest salary slips / ITR, address proof
Card data compiled from issuer published fee schedules. Status: active.
Apply for YES BANK Wellness Plus Credit Card
Last reviewed · How we review
FinWiz24 may earn a commission from issuer links. Our editorial process is independent and unbiased.
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Frequently asked questions
Is the YES BANK Wellness Plus Credit Card worth it?
What is the annual fee for the YES BANK Wellness Plus Credit Card?
How does the YES BANK Wellness Plus Credit Card reward rate work?
What are the eligibility requirements for the YES BANK Wellness Plus Credit Card?
Does the YES BANK Wellness Plus Credit Card offer airport lounge access?
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Disclaimer: Card details are based on publicly available issuer schedule of charges. Eligibility and approval are at the issuer’s sole discretion. FinWiz24 does not guarantee card approval or specific terms. Always read the issuer’s terms and conditions before applying.
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