Citibank Premier Card

The Citibank Premier Card was Citibank India’s premium credit card offering, known for its straightforward reward points programme and lifestyle benefits. Cardholders earned Citi ThankYou Points on all purchases, with accelerated earning rates on spending categories such as travel, dining, and international transactions. The card included complimentary airport lounge access through the Visa Infinite programme, providing entry to domestic and select international airport lounges. A notable feature was the ability to transfer ThankYou Points to partner airline loyalty programmes, which gave savvy users access to valuable redemption options across international airlines and hotel chains. The annual fee was typically in the mid-premium range and was sometimes partially or fully waived on achieving a minimum annual spend threshold. As of 2024, Citibank India exited the retail banking and credit card market, with its card portfolio being transferred to other banks — cardholders should verify the current servicing bank and any changes to benefits, reward rates, and fee structures that may have resulted from the transition.

Regulatory note: The credit card portfolio transfer was overseen by RBI and complied with the regulatory requirements for assignment and transfer of credit card receivables under applicable RBI guidelines.