Federal Bank Premier Card

The Federal Bank Premier Card is Federal Bank’s premium-tier credit card designed for customers who want elevated reward earnings combined with lifestyle and travel benefits. The card earns reward points on all retail transactions, with higher earning rates on categories such as dining, travel, and international spends that align with the spending patterns of frequent travellers and diners. Milestone benefits are a standout feature — cardholders receive bonus reward points upon crossing specified annual spend thresholds, which can significantly boost the effective return on the card for heavy users. The card includes complimentary airport lounge access through the Visa Infinite or Mastercard lounge programme, providing free or discounted entry to a network of domestic and select international airport lounges. The annual fee is typically in the premium range and may be partially or fully waived upon meeting an annual spend target. Federal Bank is a mid-sized private sector bank with strong South Indian presence and growing national footprint. The Federal Premier Card is most accessible to existing Federal Bank customers who have a salary or savings account relationship with the bank and are looking for a card that rewards consistent high spending across multiple categories.

Regulatory framework: Federal Bank’s credit card operations comply with RBI’s Master Direction on Credit Card and Debit Card — Issuance and Conduct Directions, 2023.