IndusInd Bank Premier Card

The IndusInd Bank Premier Card is IndusInd Bank’s premium-tier credit card designed for high-spending customers who want strong reward returns and comprehensive lifestyle protections. The card earns accelerated reward points on categories such as dining, travel, international transactions, and bill payments, with a base earn rate on all other spends. Milestone bonuses are triggered when cardholders cross specific annual spend thresholds, providing additional reward point boosts that improve the overall effective return. Complimentary airport lounge access is available through the Visa Infinite or Mastercard lounge programme, covering domestic lounges and select international airport lounges. Insurance covers bundled with the Premier Card typically include air accident cover, lost card liability protection, and emergency medical assistance while travelling abroad. The annual fee is in the premium range but may be partially or fully waived on achieving a high annual spend, making the net cost manageable for frequent users. The card runs on the Visa or Mastercard network and is accepted globally. Existing IndusInd Bank customers with a salary or savings account relationship may find the application process smoother and may receive preferential pricing on the annual fee.