Kotal Bank Premier Card

The Kotal Bank Premier Card is a premium credit card offering from Kotal Bank, an Indian bank with a focus on retail banking and SME lending across various regions. The card provides reward points on all eligible transactions, with enhanced earning rates on categories such as dining, travel, and fuel purchases that are popular with frequent spenders. Milestone benefits are offered when cardholders cross defined annual spend thresholds, providing bonus reward points that boost the effective return on the card. Complimentary airport lounge access is available through the Visa Infinite programme for domestic and select international lounges, making it attractive for regular travellers. The card also carries standard protections such as lost card liability cover and emergency card replacement services. Kotal Bank operates a network of branches and ATMs across India, giving cardholders practical access to banking services. The annual fee for the Premier Card is typically in the mid-premium range and may be waived on achieving a set annual spend, though the fee waiver threshold may be higher than entry-level cards. Eligibility criteria include minimum income requirements and a satisfactory credit score. The Kotal Premier Card suits existing Kotal Bank customers who want a premium card with straightforward reward earnings.