RBL Bank Platinum Card

The RBL Bank Platinum Card is the platinum-tier variant in RBL Bank’s credit card portfolio, sitting above the mid-tier Delight and other entry-level cards. Cardholders earn elevated reward points on all eligible transactions, with accelerated earnings on categories such as dining, travel, and international spends. The milestone benefit structure rewards consistent high spenders — when the cardholder crosses defined annual spend thresholds, bonus reward points are credited to the account, improving the overall return on the card for heavy users. The Platinum Card includes enhanced travel benefits compared with lower-tier variants, such as complimentary airport lounge access on a wider lounge network and higher free visit counts per year. Insurance covers typically bundled include air accident cover, lost card liability protection, and emergency travel assistance. The annual fee is higher than the Delight Card but may be waived upon meeting a higher annual spend target, making the net effective cost manageable for regular spenders. The card runs on the Visa or Mastercard network and is accepted globally. Eligibility requires meeting the bank’s minimum income and credit score thresholds, and existing RBL Bank customers with a savings or salary account relationship may find the approval process smoother.