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How to Apply for the Amex Platinum Travel Credit Card in 2026

Harshil Vaja's profile photo Harshil Vaja
3 min read
Reviewed by Jay Dodiya Last reviewed 5 September 2026 Data verified 5 September 2026

The Amex Platinum Travel Credit Card is a travel-focused premium card with 5,000 bonus Membership Rewards points on first ₹20,000 spent, 3.3% milestone benefit on travel spends (₹1,000 voucher per ₹50,000 spent, capped at ₹10,000/year), 8 domestic + 4 international lounge visits per year, and 1% fuel surcharge waiver. The annual fee is ₹5,000, waived on ₹1.5 lakh spends.

Why this matters

Amex Platinum Travel is the most rewarding travel card from Amex in the mid-premium segment. The 3.3% milestone benefit on travel spends is unmatched — no other card pays 3.3% on travel. The 8+4 lounge visits cover most moderate-to-heavy travellers.

How to Apply for the Amex Platinum Travel Credit Card in 2026

How to apply Total time: 15 min · Estimated cost: ₹5,000 (joining fee) · You’ll need: PAN, Aadhaar, salary slips, bank statement, mobile

Apply for the Amex Platinum Travel Credit Card with 5,000 bonus points and travel benefits. Eligibility, fees, and step-by-step walkthrough.

  1. Check Amex Platinum Travel eligibility — You must be 18–70 years old, a resident Indian, with a minimum monthly income of ₹50,000 for salaried. CIBIL score of 740+ is preferred.
  2. Apply online via Amex website — Visit americanexpress.com/in → Cards → Platinum Travel Card. Click Apply Now. The form is pre-filled if you are an existing Amex customer.
  3. Complete the application — Provide your personal details, employment information, monthly income, and existing credit relationships. Choose the Platinum Travel variant.
  4. Complete Aadhaar eKYC — Authorize Aadhaar OTP eKYC. Verification completes within 60 seconds.
  5. Upload income documents — Upload the latest 3 months’ salary slips and the last 6 months’ bank statement. Self-employed applicants must upload 2 years’ ITR with computation and Form 26AS.
  6. Submit and track — Submit the form. The 12-digit application reference is shown. Track status in the Amex app. Approval takes 7–10 working days.
  7. Pay the joining fee and receive the card — Once approved, Amex will charge ₹5,000 + GST as the joining fee. The card is delivered within 5 working days. Activate via IVR or the Amex app.
  8. Use for travel to chase the milestone benefit — Use the card on travel spends (flights, hotels, packages) to earn ₹1,000 voucher per ₹50,000 spent, capped at ₹10,000/year.

Common mistakes to avoid

The milestone benefit is only on direct travel spends — online travel portals like MakeMyTrip and Yatra earn only the base 2X. The 8+4 lounge visits are via Dreamfolks — register before your first travel.

Pro tips

  • Use Platinum Travel for direct airline and hotel bookings to maximise the milestone benefit
  • Pair with MRCC for Amazon and Flipkart 5X
  • Register on Dreamfolks and link the card before your first trip
  • Track the milestone vouchers in the Amex app

Frequently asked questions

What is the annual fee on Amex Platinum Travel?

₹5,000 + GST, waived on ₹1.5 lakh spends in the previous 12 months.

What is the milestone benefit?

₹1,000 voucher per ₹50,000 spent on travel, capped at ₹10,000/year (20 vouchers).

How many lounge visits are included?

8 domestic + 4 international per year via Dreamfolks.

Disclosure: FinWiz24 may earn a commission when you apply through links on this page. This does not influence our editorial independence — every card is scored against the same rubric.

Sources

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