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Best add-on credit card for spouse in India

Madhav Kurian

Asked 5 Jun 2026

5

I want to issue an add-on card to my spouse on my primary credit card. What are the charges, benefits, and the best primary card for add-ons?

1 Answer

Accepted
15
Katrina Saha·17 Apr 2026

Honestly, the annual fee is on the higher side. But if you spend consistently on the accelerated categories, the cashback more than offsets it. I did the maths on my own statement last year and came out ahead by about ₹3,200.

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