Best add-on credit card for spouse in India

Keshav Mondal

Asked 18 May 2026

I want to issue an add-on card to my spouse on my primary credit card. What are the charges, benefits, and the best primary card for add-ons?

1 Answer

Accepted

Nivedita Chopra·1 Apr 2026

I have had a hard time getting this card approved twice. The third time I applied after a 10% salary hike and got instant approval. Banks re-check eligibility every time. If you got rejected, improve your income proof / CIBIL and reapply after 6 months.

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