Best add-on credit card for spouse in India
Ganesh Singh
Asked 17 Apr 2026
8
I want to issue an add-on card to my spouse on my primary credit card. What are the charges, benefits, and the best primary card for add-ons?
1 Answer
-1
Shiva Vemuri·18 Jun 2026
On credit limit increase: most banks auto-review every 6 months. If you use 30-70% of the limit and pay in full, you'll get an automatic increase. Don't call and ask for it explicitly — banks take it as a sign of credit hunger and sometimes lower the limit instead.
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