Best add-on credit card for spouse in India

Dulquer Pathak

Asked 18 Mar 2026

I want to issue an add-on card to my spouse on my primary credit card. What are the charges, benefits, and the best primary card for add-ons?

1 Answer

-1

Mithila Bhan·28 May 2026

I've held this card for 3 years. Quick reality check: the welcome benefit is good, the first-year fee waiver is easy, but from year 2 onwards you really have to work for the milestone benefits. Don't keep it if your monthly spend drops below the milestone threshold.

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