Best add-on credit card for spouse in India
Radha Biswas
Asked 7 Jun 2026
11
I want to issue an add-on card to my spouse on my primary credit card. What are the charges, benefits, and the best primary card for add-ons?
1 Answer
Accepted
3
Mokshita Srivastava·10 Apr 2026
For the fee waiver condition: most banks count only retail purchases, not EMI, wallet loads, or fuel (in some cases). Read the TnC PDF linked at the bottom of the fee-waiver email — it's usually 2-3 paragraphs of fine print that change everything.
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