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Best add-on credit card for spouse in India

Yami Kumar

Asked 5 Jun 2026

8

I want to issue an add-on card to my spouse on my primary credit card. What are the charges, benefits, and the best primary card for add-ons?

1 Answer

Accepted
17
Tillotama Agrawal·1 Apr 2026

I've been using this card for over a year now. In my experience, the rewards are decent but the real value is in the lounge access and the milestone benefits. Make sure to read the fine print on the welcome benefit — most banks only credit it after the first transaction, not on approval.

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