Best credit card for Amazon purchases under ₹40,000 annual fee
Ranjitha Malakar
Asked 10 May 2026
15
Please recommend a credit card with annual fee under ₹75,000 that excels at utility bill payments. I prefer Visa/Mastercard over RuPay for wider acceptance.
1 Answer
21
Pihu Chaturvedi·28 Feb 2026
I was worried about the high joining fee but the welcome benefit voucher was credited within 30 days of crossing the spend threshold. Net cost: zero. The trick is to time your application so that you make a big purchase (appliance, travel booking) in the first 45 days.
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