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Best credit card for dining and restaurants under ₹75,000 annual fee

Mokshita Hooda

Asked 13 Mar 2026

21

Please recommend a credit card with annual fee under ₹1,00,000 that excels at cashback on everyday spends. I prefer Visa/Mastercard over RuPay for wider acceptance.

1 Answer

Accepted
19
Mithila Bhan·22 Feb 2026

Credit score impact: each hard inquiry (which happens on card application) drops your score by 5-15 points temporarily. Applying for 3 cards in 2 months is fine IF you get all 3 approved. If 2 get rejected, you've taken a hit with nothing to show for it. Apply smart, not fast.

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