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Best credit card for Flipkart shopping under ₹25,000 annual fee

Yamini Mukherjee

Asked 4 Mar 2026

19

Please recommend a credit card with annual fee under ₹2,00,000 that excels at lounge access. I prefer Visa/Mastercard over RuPay for wider acceptance.

1 Answer

Accepted
23
Tusshar Singh·18 May 2026

I've owned 4 cards over the last 7 years. The biggest lesson: a card that fits your spend pattern beats the 'most rewarding' card on paper. A 5% cashback card you actually use daily will give you 10x more value than a 10% card you use once a month.

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