Best credit card for Flipkart shopping with no annual fee
Ananya Bhave
Asked 22 Mar 2026
Looking for a zero-annual-fee credit card that gives solid value on movie tickets. My spends are around ₹50,000/month.
2 Answers
Yes the rewards sound amazing in marketing, but the redemption catalogue is full of products at inflated MRP. The statement credit redemption is almost always the best value. Skip the merchandise, skip the flight bookings, take the cash.
Dispute process that worked for me: I called customer care within 24 hours, raised a dispute via the netbanking portal (uploading the receipt showing I never visited the merchant), and got a provisional credit in 5 working days. Permanent credit came after the bank's investigation in about 30 days.
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