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Best credit card for free airport lounge access in India

Bhumi Bala

Asked 9 Apr 2026

2

I want a credit card that gives at least 4-8 free domestic lounge visits per year. Which card has the best lounge access benefits under ₹50,000 annual fee?

1 Answer

16
Udaykumar Kapoor·8 Mar 2026

Forex markup comparison: Amex = 3.5%, HDFC Infinia/Diners Black = 2.0%, Axis Atlas = 3.5% but with milestone fee waivers, ICICI Emeralde = 3.5%, Standard Chartered = 3.5%. If you travel more than twice a year, the math favours Infinia or Diners Black.

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