Best credit card for free airport lounge access in India
Sanaya Tiwari
Asked 3 May 2026
3
I want a credit card that gives at least 4-8 free domestic lounge visits per year. Which card has the best lounge access benefits under ₹40,000 annual fee?
1 Answer
Accepted
7
Karpagavalli Nigam·8 May 2026
Two things nobody tells you: (1) GST is charged on the annual fee, so a ₹1,000 fee becomes ₹1,180. (2) Reward points usually have an expiry of 2-3 years. Set a calendar reminder to redeem before they lapse.
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