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Best credit card for free airport lounge access in India

Palanivel Singh

Asked 27 Apr 2026

23

I want a credit card that gives at least 4-8 free domestic lounge visits per year. Which card has the best lounge access benefits under ₹1,50,000 annual fee?

1 Answer

14
Rani Rawat·5 Apr 2026

The 'minimum due' trap is real. Banks love it because they charge ~36-42% interest on the carried-forward amount. If you can't pay the full bill this month, pay at least 50% — anything below that and the interest eats the rewards of the next 6 months.

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