Skip to main content

Best credit card for free airport lounge access in India

Nikita Mudaliar

Asked 25 Feb 2026

20

I want a credit card that gives at least 4-8 free domestic lounge visits per year. Which card has the best lounge access benefits under ₹2,00,000 annual fee?

1 Answer

Accepted
11
Dulquer Dwivedi·22 May 2026

Credit score impact: each hard inquiry (which happens on card application) drops your score by 5-15 points temporarily. Applying for 3 cards in 2 months is fine IF you get all 3 approved. If 2 get rejected, you've taken a hit with nothing to show for it. Apply smart, not fast.

Your Answer

Sign in to post your answer and help the community.

Sign in to post

Why sign in? We moderate Q&A to keep it spam-free.