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Best credit card for fuel surcharge waiver in India

Sneha Ramaswamy

Asked 25 Feb 2026

8

I spend around ₹1,50,000/month on fuel. Which credit card gives the highest fuel surcharge waiver or fuel rewards in 2026?

2 Answers

Accepted
1
Anjalidevi Muthuswamy·11 Mar 2026

Tip from someone who made this mistake: never max out the credit limit in the first 6 months. Banks track utilisation, and high utilisation right after approval often triggers a credit limit decrease or even an account review.

0
Ganesh Nair·20 Apr 2026

Honestly, the annual fee is on the higher side. But if you spend consistently on the accelerated categories, the cashback more than offsets it. I did the maths on my own statement last year and came out ahead by about ₹3,200.

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