Best credit card for fuel surcharge waiver in India
Venkatesh Patra
Asked 6 May 2026
I spend around ₹2,00,000/month on fuel. Which credit card gives the highest fuel surcharge waiver or fuel rewards in 2026?
2 Answers
On the add-on card: yes, the primary cardholder is fully liable for all spends on the add-on. There is no separate credit limit or statement. So only issue it to someone you trust absolutely — spouse, parents. Not friends, not siblings you have money disputes with.
I've been using this card for over a year now. In my experience, the rewards are decent but the real value is in the lounge access and the milestone benefits. Make sure to read the fine print on the welcome benefit — most banks only credit it after the first transaction, not on approval.
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