Best credit card for fuel surcharge waiver in India
Kangana Kurup
Asked 14 Apr 2026
I spend around ₹1,00,000/month on fuel. Which credit card gives the highest fuel surcharge waiver or fuel rewards in 2026?
2 Answers
I've held this card for 3 years. Quick reality check: the welcome benefit is good, the first-year fee waiver is easy, but from year 2 onwards you really have to work for the milestone benefits. Don't keep it if your monthly spend drops below the milestone threshold.
I've been using this card for over a year now. In my experience, the rewards are decent but the real value is in the lounge access and the milestone benefits. Make sure to read the fine print on the welcome benefit — most banks only credit it after the first transaction, not on approval.
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