Best credit card for fuel surcharge waiver in India
Lavanya Pathak
Asked 19 Mar 2026
I spend around ₹40,000/month on fuel. Which credit card gives the highest fuel surcharge waiver or fuel rewards in 2026?
2 Answers
I've been using this card for over a year now. In my experience, the rewards are decent but the real value is in the lounge access and the milestone benefits. Make sure to read the fine print on the welcome benefit — most banks only credit it after the first transaction, not on approval.
I have had a hard time getting this card approved twice. The third time I applied after a 10% salary hike and got instant approval. Banks re-check eligibility every time. If you got rejected, improve your income proof / CIBIL and reapply after 6 months.
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