Skip to main content

Best credit card for fuel with no annual fee

Ananya Mahto

Asked 30 May 2026

21

Looking for a zero-annual-fee credit card that gives solid value on Flipkart shopping. My spends are around ₹1,00,000/month.

3 Answers

Accepted
18
Palanivel Sahni·22 Feb 2026

I've been a customer for 6 years. The biggest upside is the customer service. The biggest downside is the slow mobile app. If you do most banking on the app, test the app at a branch before applying — it's surprisingly old.

20
Diya Joshi·11 Apr 2026

I've been using this card for over a year now. In my experience, the rewards are decent but the real value is in the lounge access and the milestone benefits. Make sure to read the fine print on the welcome benefit — most banks only credit it after the first transaction, not on approval.

13
Pranav Setty·5 Mar 2026

On the add-on card: yes, the primary cardholder is fully liable for all spends on the add-on. There is no separate credit limit or statement. So only issue it to someone you trust absolutely — spouse, parents. Not friends, not siblings you have money disputes with.

Your Answer

Sign in to post your answer and help the community.

Sign in to post

Why sign in? We moderate Q&A to keep it spam-free.