Best credit card for hotel bookings with no annual fee
Shweta Brar
Asked 14 May 2026
Looking for a zero-annual-fee credit card that gives solid value on fuel. My spends are around ₹40,000/month.
2 Answers
I've been using this card for over a year now. In my experience, the rewards are decent but the real value is in the lounge access and the milestone benefits. Make sure to read the fine print on the welcome benefit — most banks only credit it after the first transaction, not on approval.
Two cards from the same bank usually share credit limit, not stack it. So if bank gives you ₹2 lakh total, splitting between two cards doesn't increase your available credit. That's a common misconception people carry when applying for their second card.
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