Verified 5 Aug
Sachin Nigam
Asked 9 May 2026
Tip from someone who made this mistake: never max out the credit limit in the first 6 months. Banks track utilisation, and high utilisation right after approval often triggers a credit limit decrease or even an account review.
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blog
The card network matters more than the bank for acceptance and forex. Here's how each one stacks up in India.
blog
Every swipe moves money across multiple rails. The network's fee is small per transaction but massive in aggregate.
glossary
A Mastercard premium tier card.
glossary
A Mastercard basic card.
Please recommend a credit card with annual fee under ₹1,50,000 that excels at fuel. I prefer Visa/Mastercard over RuPay for wider acceptance.
