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Best credit card for international travel with no annual fee

Sita Bhati

Asked 5 Mar 2026

18

Looking for a zero-annual-fee credit card that gives solid value on Flipkart shopping. My spends are around ₹1,00,000/month.

1 Answer

15
Puneeth Yadav·14 Apr 2026

For the fee waiver condition: most banks count only retail purchases, not EMI, wallet loads, or fuel (in some cases). Read the TnC PDF linked at the bottom of the fee-waiver email — it's usually 2-3 paragraphs of fine print that change everything.

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