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Best credit card for international travel with no annual fee

Sumit Phadke

Asked 30 Apr 2026

12

Looking for a zero-annual-fee credit card that gives solid value on hotel bookings. My spends are around ₹1,00,000/month.

1 Answer

Accepted
23
Anjalidevi Muthuswamy·10 Mar 2026

Tip from someone who made this mistake: never max out the credit limit in the first 6 months. Banks track utilisation, and high utilisation right after approval often triggers a credit limit decrease or even an account review.

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