Best credit card for lounge access under ₹40,000 annual fee
Ishaan Kalla
Asked 4 Jun 2026
3
Please recommend a credit card with annual fee under ₹1,00,000 that excels at international travel. I prefer Visa/Mastercard over RuPay for wider acceptance.
1 Answer
20
Anushka Dutta·23 Apr 2026
Dispute process that worked for me: I called customer care within 24 hours, raised a dispute via the netbanking portal (uploading the receipt showing I never visited the merchant), and got a provisional credit in 5 working days. Permanent credit came after the bank's investigation in about 30 days.
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