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Best credit card for online shopping under ₹1,00,000 annual fee

Pooja Hegde Jindal

Asked 2 May 2026

16

Please recommend a credit card with annual fee under ₹60,000 that excels at Flipkart shopping. I prefer Visa/Mastercard over RuPay for wider acceptance.

1 Answer

10
Venkatesh Sahu·6 Apr 2026

Forex markup comparison: Amex = 3.5%, HDFC Infinia/Diners Black = 2.0%, Axis Atlas = 3.5% but with milestone fee waivers, ICICI Emeralde = 3.5%, Standard Chartered = 3.5%. If you travel more than twice a year, the math favours Infinia or Diners Black.

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