Best credit card for students and young professionals in India
Oviya Khanna
Asked 23 Feb 2026
25
I am 21, just started working with a ₹1,00,000/month salary. Which credit card is best to begin my credit journey with in 2026?
1 Answer
7
Tarun Patel·16 Jun 2026
Honestly, the annual fee is on the higher side. But if you spend consistently on the accelerated categories, the cashback more than offsets it. I did the maths on my own statement last year and came out ahead by about ₹3,200.
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