Best credit card for students and young professionals in India
Hansika Mahanta
Asked 2 Jun 2026
11
I am 21, just started working with a ₹1,00,000/month salary. Which credit card is best to begin my credit journey with in 2026?
1 Answer
18
Hima Solanki·23 Feb 2026
The 'minimum due' trap is real. Banks love it because they charge ~36-42% interest on the carried-forward amount. If you can't pay the full bill this month, pay at least 50% — anything below that and the interest eats the rewards of the next 6 months.
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