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Best credit card for students and young professionals in India

Nusrat Hegde

Asked 9 Jun 2026

15

I am 21, just started working with a ₹75,000/month salary. Which credit card is best to begin my credit journey with in 2026?

1 Answer

4
Nitin Sarangi·12 Apr 2026

I have had a hard time getting this card approved twice. The third time I applied after a 10% salary hike and got instant approval. Banks re-check eligibility every time. If you got rejected, improve your income proof / CIBIL and reapply after 6 months.

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