Best credit card for utility bill payments under ₹1,50,000 annual fee
Rajarajeshwari Bansal
Asked 17 Jun 2026
25
Please recommend a credit card with annual fee under ₹60,000 that excels at grocery shopping. I prefer Visa/Mastercard over RuPay for wider acceptance.
1 Answer
13
Sathyavathi Modak·19 Mar 2026
Forex markup comparison: Amex = 3.5%, HDFC Infinia/Diners Black = 2.0%, Axis Atlas = 3.5% but with milestone fee waivers, ICICI Emeralde = 3.5%, Standard Chartered = 3.5%. If you travel more than twice a year, the math favours Infinia or Diners Black.
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