Best lifetime free credit card in India for frequent travellers
Nivedita Chauhan
Asked 4 Jun 2026
Suggest a lifetime free credit card suitable for homemakers with their first card. I want good rewards on Amazon purchases without paying any joining or annual fee.
2 Answers
Don't blindly apply based on YouTube recommendations. Pull your latest CIBIL score first — most premium cards need 760+. If your score is in the 700-750 range, start with a lifetime free card and upgrade after 12-18 months of clean history.
I've been a customer for 6 years. The biggest upside is the customer service. The biggest downside is the slow mobile app. If you do most banking on the app, test the app at a branch before applying — it's surprisingly old.
Your Answer
Sign in to post your answer and help the community.
Sign in to postWhy sign in? We moderate Q&A to keep it spam-free.