Best lifetime free credit card in India for salaried employees
Uday Jaiswal
Asked 9 Mar 2026
5
Suggest a lifetime free credit card suitable for senior citizens. I want good rewards on grocery shopping without paying any joining or annual fee.
1 Answer
23
Lavanya Pathak·27 Feb 2026
Credit score impact: each hard inquiry (which happens on card application) drops your score by 5-15 points temporarily. Applying for 3 cards in 2 months is fine IF you get all 3 approved. If 2 get rejected, you've taken a hit with nothing to show for it. Apply smart, not fast.
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